Health insurance
By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.[1]
Find Low Cost Health Insurance
eHealthInsurance is your best source to find low cost health insurance for individual, family, small business, and the self employed.
Health insurance premiums are filed with and regulated by your state's Department of Insurance. Whether you buy from eHealthInsurance, your local agent, or directly from the health insurance company, you'll pay the same monthly premium for the same plan. This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through eHealthInsurance and rest assured that you're getting the best available price.
Available health plans vary from state to state. Find your state below and get information about medical insurance companies and products offered there, then get a fast, free health insurance quote.
Health Insurance
Health insurance helps protect you from high medical care costs. Many people in the United States get a health insurance policy through their employers. In most cases, the employer helps pay for that insurance. Insurance through employers is often with a managed care plan. These plans contract with health care providers and medical facilities to provide care for members at reduced costs.
You can also purchase health insurance on your own. It usually costs you more than employer-based insurance. People who meet certain requirements can qualify for government health insurance, such as Medicare and Medicaid. If you do not have health insurance, you must pay your medical bills directly or rely on health care providers or organizations that donate care.
Free Health Insurance Quotes
HealthInsuranceFinders is one of the largest sources of online health insurance quotes. We do not sell insurance directly because our mission is to help consumers find the lowest-cost medical insurance available, and that requires the forces of market competition. Consumers can perform a targeted specific search for health insurance coverage in states such as California, Florida, Georgia, Arizona or Texas. Our free service makes it simple for you to find agents in your state and request quotes. By requesting medical insurance quotes from multiple competing agents, you are creating incentive for agents to give you the best deal and you gain the ability to compare options side-by-side. This sets us apart from other major online medical insurance sites that allow you to compare and buy cheap health plans from them directly. Those sites may offer insurance from multiple carriers and allow you to compare plans, but they are earning money no matter what health insurance plan you choose, so there is more of an incentive to offer you more than you need. What sets HealthInsuranceFinders.com apart is the fact that we are NOT a direct provider. Our only focus is to provide our customers with as much information and resources as possible, so that they can easily find the most affordable health insurance plans available. These resources extend far beyond just a free health insurance quote or price comparison--you will also find hundreds of informative medical insurance articles that cover all different types of insurance coverage, such as individual, family, group, business, private, short-term, dental, travel, international, and student insurance. Or if you prefer, you can browse by state to find entire pages dedicated to all plan types available to a certain area.
How to find and keep affordable health insurance
The writers and editors at the Health Insurance Resource Center put the pieces of the medical insurance puzzle together for you in our Health Insurance 101 section, as well as shifting through the best information from across the Internet throughout our pages:
Finding individual health insurance for your family can be confusing. We provide several tools to help you make better choices.
* Get no-obligation health insurance quotes.
* Explore our glossary of medical insurance terms.
* Learn about alternatives to employer-sponsored coverage, including COBRA health insurance and high-risk insurance pools.
* Peruse Frequently Asked Questions about health care.
* Learn about private health insurance in America.
* Understand health insurance options for the self-employed.
What can you do to provide low-cost protection for your family's health? Here at the Health Insurance Resource Center, we strive to make you a better-informed consumer to aid you in your quest to secure and keep an adequate health plan for your family, regardless of your individual situation.
45,000 people a year die without health insurance plans
A recent Harvard University study revealed that 45,000 adults in the United States die each year because of lack of health insurance plans.
Around 60.1 million Americans will be uninsured by 2020 if we do not adopt strong health care reform.
Urge Congress to pass health insurance reform – now.
The fact that millions lack access to quality, affordable health insurance is easily the biggest domestic crisis facing our nation. Our advocacy page gives you the tools to help convince Congress to support President Obama's call for health care reform. His goals are to ensure that health plans do not discriminate on the basis of pre-existing conditions, that Americans have access to high-quality, low-cost insurance, and that Americans won't need to fear the loss of coverage if they lose their job, switch jobs or become self-employed. Contact a member of the House of Representatives. Contact your U.S. Senator. Contact the White House
Healthinsurance.org has long taken pride in its reputation for promoting health insurance reform, and we are committed to building on that reputation as legislators move the nation closer to a reformed system.
State Guides to health plans and health care quality
You'll also find information on the quality of health care in individual states. Each guide also gives you the opportunity to receive free, no-obligation health insurance quotes, complete with health insurance rates and plan details from competing health insurance companies.
Many states are seeking ways to tackle the problem of access to affordable health insurance plans on their own, and we look to health care reform initiatives on our state pages. We also have links to the contact forms for your elected officials, so you can easily lend your support, or offer alternative ideas.
International & Travel Medical
When you travel, don't risk finding yourself ill or injured in a foreign country. Make sure you have a plan to secure medical care and cover the associated costs. Our products address the medical insurance needs of those traveling or living anywhere outside their home country. >> Quote Now
Dental
Get dental coverage or enhance existing benefits easily and affordably. We feature a wide variety of dental insurance plans. >> Quote Now
Medicare
Medicare Made Simple! Comparison shop Medicare Supplement Plans, Medicare Prescription Drug (PDP) Plans and Medicare Advantage Plans. Enroll in 5 minutes! >> Quote Now
Life
If you have family members, a spouse or significant other that depend on your income, then you should think about purchasing life insurance. Life insurance provides essential financial protection for those who you care about the most. >> Quote Now
